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    Home state: Texas
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    TEXELL mortgage rates

    TEXELL's lowest publicly advertised 30-year fixed rate today is 6.86% APR — the national average is 7.147%. That's about $27,759 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read TEXELL's rates every weekday, starting around 11 a.m. Central.

    We last read TEXELL's rates page on Nov 2, 2026.

    Today's rates from TEXELL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.86%0Nov 2, 2026Visit
    15 Year Fixed6%6.17%0Nov 2, 2026Visit
    FHA 30 Year Fixed6.88%7.46%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7%0Nov 2, 2026Visit
    VA 30 Year Fixed6.99%7.17%0Nov 2, 2026Visit
    VA 15 Year Fixed6.63%6.91%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.25%6.75%0Nov 2, 2026Visit
    30 Year Fixed Jumbo7%7.07%0Nov 2, 2026Visit
    15 Year Fixed Jumbo6.38%6.49%0Nov 2, 2026Visit
    7 Year ARM Jumbo6.88%6.76%0Nov 2, 2026Visit
    10 Year Fixed Refinance6.75%6.75%0Nov 2, 2026Visit
    15 Year Fixed Refinance6.63%6.63%0Nov 2, 2026Visit
    20 Year Fixed Refinance7%7%0Nov 2, 2026Visit
    Visit TEXELL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TEXELL

    Texell Credit Union is open to all residents of Texas through a free membership in the Texell Serves Foundation. Additionally, individuals who live, work, worship, or attend school in 12 specific Texas counties, as well as immediate family of current members, are eligible to join.

    County
    Bell County, TX, Bosque County, TX, Burnet County, TX, Coryell County, TX, Falls County, TX, Hill County, TX, Lampasas County, TX, Limestone County, TX, McLennan County, TX, Milam County, TX, Travis County, TX, Williamson County, TX

    Where TEXELL writes mortgages

    TEXELL publishes mortgage lending in 1 state.

    Texas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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