Home state: Texas

    TEXAS TECH mortgage rates

    TEXAS TECH's lowest publicly advertised 30-year fixed rate today is 6.25% — the national average is 6.88%. That's about $59,826 saved over the life of a $400,000, 30-year loan. We track TEXAS TECH daily and refresh rates every morning.

    Today's rates from TEXAS TECH

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.25%6.658%3.75Sep 11, 2026Visit
    20 Year Fixed6.125%6.563%3Sep 11, 2026Visit
    15 Year Fixed5.5%6.121%3.5Sep 11, 2026Visit
    5 Year ARM5.375%6.391%3.875Sep 11, 2026Visit
    7 Year ARM5.625%6.388%3.75Sep 11, 2026Visit
    10 Year ARM5.75%6.386%4Sep 11, 2026Visit
    10 Year ARM Refinance5.875%6.433%3.625Sep 11, 2026Visit
    15 Year Fixed Refinance5.5%6.1%3.375Sep 11, 2026Visit
    20 Year Fixed Refinance6.125%6.579%3.125Sep 11, 2026Visit
    30 Year Fixed Refinance6.25%6.658%3.75Sep 11, 2026Visit
    5 Year ARM Refinance5.375%6.403%4Sep 11, 2026Visit
    7 Year ARM Refinance5.625%6.401%3.875Sep 11, 2026Visit

    Rate history

    Lowest daily rate TEXAS TECH advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TEXAS TECH

    Membership is generally available to students, faculty, staff, and alumni of Texas Tech University and the Texas Tech University Health Sciences Center, as well as their family members.

    Association / SEG
    Texas Tech University, Texas Tech University Health Sciences Center

    Where TEXAS TECH writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with TEXAS TECH.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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