Home state: New Mexico
    Open membership
    Lends in 6 states

    SUNWARD mortgage rates

    SUNWARD's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track SUNWARD daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from SUNWARD

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.829%0.5Sep 11, 2026Visit
    20 Year Fixed7.125%7.378%0.5Sep 11, 2026Visit
    15 Year Fixed6.125%6.367%0.25Sep 11, 2026Visit
    10 Year Fixed6.625%6.926%0.125Sep 11, 2026Visit
    5 Year ARM5.5%5.641%Sep 11, 2026Visit
    7 Year ARM6.375%6.565%Sep 11, 2026Visit
    15 Year ARM5.75%5.904%Sep 11, 2026Visit
    5 Year ARM Jumbo5.5%5.641%Sep 11, 2026Visit
    7 Year ARM Jumbo6.375%6.565%Sep 11, 2026Visit
    15 Year ARM Jumbo5.75%5.904%Sep 11, 2026Visit

    Rate history

    Lowest daily rate SUNWARD advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SUNWARD

    Membership is open to anyone nationwide who joins the American Consumer Council for free during the application process. It also serves those who live or work in Valencia County, NM, plus employees of over 1,400 partner companies and members of several local associations.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    American Consumer Council, National Museum of Nuclear Science & History, Albuquerque International Association, Central New Mexico Electric Coop, Entranosa Water Association
    County
    Valencia County, NM
    City
    Edgewood, NM

    Where SUNWARD writes mortgages

    SUNWARD publishes mortgage lending in 6 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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