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    Home state: New Mexico
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    Lends in 6 states

    SUNWARD mortgage rates

    SUNWARD's lowest publicly advertised 30-year fixed rate today is 6.944% APR — the national average is 7.147%. That's about $19,668 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SUNWARD's rates every weekday, starting around 11 a.m. Central.

    We last read SUNWARD's rates page on Nov 2, 2026.

    Today's rates from SUNWARD

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.944%0.375Nov 2, 2026Visit
    20 Year Fixed6.5%6.742%0.5Nov 2, 2026Visit
    15 Year Fixed6.25%6.474%0.125Nov 2, 2026Visit
    10 Year Fixed6.25%6.547%0.125Nov 2, 2026Visit
    5 Year ARM6.25%6.432%—Nov 2, 2026Visit
    7 Year ARM7%7.229%—Nov 2, 2026Visit
    15 Year ARM6.75%6.963%—Nov 2, 2026Visit
    5 Year ARM Jumbo6.25%6.432%—Nov 2, 2026Visit
    7 Year ARM Jumbo7%7.229%—Nov 2, 2026Visit
    15 Year ARM Jumbo6.75%6.963%—Nov 2, 2026Visit
    Visit SUNWARD's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SUNWARD

    Membership is open to anyone nationwide who joins the American Consumer Council for free during the application process. It also serves those who live or work in Valencia County, NM, plus employees of over 1,400 partner companies and members of several local associations.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    American Consumer Council, National Museum of Nuclear Science & History, Albuquerque International Association, Central New Mexico Electric Coop, Entranosa Water Association
    County
    Valencia County, NM
    City
    Edgewood, NM

    Where SUNWARD writes mortgages

    SUNWARD publishes mortgage lending in 6 states.

    ArizonaCaliforniaColoradoNew MexicoNevadaTexas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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