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    RAVE FINANCIAL mortgage rates

    RAVE FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6% — the national average is 6.88%. That's about $83,106 saved over the life of a $400,000, 30-year loan. We track RAVE FINANCIAL daily and refresh rates every morning.

    Today's rates from RAVE FINANCIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6%6.154%0Sep 11, 2026Visit
    20 Year Fixed5.875%6.079%0Sep 11, 2026Visit
    15 Year Fixed5.25%5.503%0Sep 11, 2026Visit
    10 Year Fixed5.125%5.484%0Sep 11, 2026Visit
    VA 30 Year Fixed7.375%6.785%0Sep 11, 2026Visit
    VA 15 Year Fixed7.25%6.888%0Sep 11, 2026Visit
    Visit RAVE FINANCIAL's rates page

    Rate history

    Lowest daily rate RAVE FINANCIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join RAVE FINANCIAL

    Rave Financial is open to anyone who lives, works, worships, or attends school in one of 16 specific Texas counties, including Harris, Galveston, and Jefferson. Family members of current credit union members are also eligible to join.

    County
    Jefferson County, TX, Chambers County, TX, Hardin County, TX, Jasper County, TX, Liberty County, TX, Newton County, TX, Orange County, TX, Tyler County, TX, Galveston County, TX, Harris County, TX, Montgomery County, TX, San Jacinto County, TX…

    Where RAVE FINANCIAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with RAVE FINANCIAL.

    Texas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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