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    Credit union mortgage rates
    Home state: Texas
    Lends in 1 state

    RAVE FINANCIAL mortgage rates

    RAVE FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.659% APR — the national average is 7.147%. That's about $47,006 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read RAVE FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read RAVE FINANCIAL's rates page on Nov 2, 2026.

    Today's rates from RAVE FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%6.659%0Nov 2, 2026Visit
    20 Year Fixed6.375%6.583%0Nov 2, 2026Visit
    15 Year Fixed5.75%6.006%0Nov 2, 2026Visit
    10 Year Fixed5.625%5.988%0Nov 2, 2026Visit
    Visit RAVE FINANCIAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join RAVE FINANCIAL

    Rave Financial is open to anyone who lives, works, worships, or attends school in one of 16 specific Texas counties, including Harris, Galveston, and Jefferson. Family members of current credit union members are also eligible to join.

    County
    Jefferson County, TX, Chambers County, TX, Hardin County, TX, Jasper County, TX, Liberty County, TX, Newton County, TX, Orange County, TX, Tyler County, TX, Galveston County, TX, Harris County, TX, Montgomery County, TX, San Jacinto County, TX…

    Where RAVE FINANCIAL writes mortgages

    RAVE FINANCIAL publishes mortgage lending in 1 state.

    Texas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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