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    RALLY mortgage rates

    RALLY's lowest publicly advertised 30-year fixed rate today is 7.531% APR — the national average is 7.147%. We read RALLY's rates every weekday, starting around 11 a.m. Central.

    We last read RALLY's rates page on Nov 2, 2026. RALLY dates its published rate sheet Nov 1, 2026.

    Today's rates from RALLY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.5%7.531%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    20 Year Fixed7.25%7.29%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    15 Year Fixed6.625%6.673%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    FHA 30 Year Fixed7.375%7.416%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    FHA 15 Year Fixed6.625%6.837%1Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    VA 30 Year Fixed7.375%7.416%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    VA 20 Year Fixed7.375%7.41%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    VA 15 Year Fixed6.625%6.837%1Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    30 Year Fixed Jumbo7.75%7.761%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    20 Year Fixed Jumbo7.5%7.513%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    15 Year Fixed Jumbo7.125%7.141%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    15 Year Fixed Refinance6.625%6.673%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    20 Year Fixed Refinance7.25%7.29%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    30 Year Fixed Refinance7.5%7.531%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    FHA 15 Year Fixed Refinance6.625%6.837%1Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
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    FHA 30 Year Fixed Refinance7.375%7.416%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
    Visit
    VA 15 Year Fixed Refinance6.625%6.837%1Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
    Visit
    VA 20 Year Fixed Refinance7.375%7.41%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
    Visit
    VA 30 Year Fixed Refinance7.375%7.416%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join RALLY

    Anyone who lives, works, worships, or attends school in one of eight South Texas counties is eligible to join. Additionally, all other Texas residents can join for free by becoming members of the Texas Consumer Council during the application process.

    Association / SEG
    Texas Consumer Council
    County
    Aransas County, TX, Bee County, TX, Cameron County, TX, Hidalgo County, TX, Jim Wells County, TX, Kleberg County, TX, Nueces County, TX, San Patricio County, TX

    Where RALLY writes mortgages

    RALLY publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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