Today's rates from RALLY
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.5% | 7.531% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 20 Year Fixed | 7.25% | 7.29% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 15 Year Fixed | 6.625% | 6.673% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| FHA 30 Year Fixed | 7.375% | 7.416% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| FHA 15 Year Fixed | 6.625% | 6.837% | 1 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| VA 30 Year Fixed | 7.375% | 7.416% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| VA 20 Year Fixed | 7.375% | 7.41% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| VA 15 Year Fixed | 6.625% | 6.837% | 1 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.75% | 7.761% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 20 Year Fixed Jumbo | 7.5% | 7.513% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 15 Year Fixed Jumbo | 7.125% | 7.141% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 15 Year Fixed Refinance | 6.625% | 6.673% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 20 Year Fixed Refinance | 7.25% | 7.29% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 30 Year Fixed Refinance | 7.5% | 7.531% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| FHA 15 Year Fixed Refinance | 6.625% | 6.837% | 1 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| FHA 30 Year Fixed Refinance | 7.375% | 7.416% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| VA 15 Year Fixed Refinance | 6.625% | 6.837% | 1 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| VA 20 Year Fixed Refinance | 7.375% | 7.41% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| VA 30 Year Fixed Refinance | 7.375% | 7.416% | 0 | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Who can join RALLY
Anyone who lives, works, worships, or attends school in one of eight South Texas counties is eligible to join. Additionally, all other Texas residents can join for free by becoming members of the Texas Consumer Council during the application process.
Where RALLY writes mortgages
RALLY publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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