Today's rates from PENINSULA
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 20 Year Fixed | 7% | —Lender publishes rate only | — | Nov 2, 2026 Lender's sheet dated Oct 26, 2026 | Visit | |
| 15 Year Fixed | 6.5% | —Lender publishes rate only | — | Nov 2, 2026 Lender's sheet dated Oct 26, 2026 | Visit | |
| 10 Year Fixed | 6.25% | —Lender publishes rate only | — | Nov 2, 2026 Lender's sheet dated Oct 26, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Who can join PENINSULA
Membership is open to individuals who live, work, worship, or attend school in, or businesses and legal entities located in Alger, Baraga, Chippewa, Delta, Dickinson, Gogebic, Houghton, Iron, Keweenaw, Luce, Mackinac, Marquette, Menominee, Ontonagon, or Schoolcraft Counties, Michigan; or Ashland, Florence, Forest, Iron, Marinette, Oconto, or Vilas Counties, Wisconsin. Eligibility also extends to members of record as of specific merger dates for Peninsula Federal Credit Union (July 5, 2000), River Bay Credit Union, and Torch Lake Federal Credit Union. Additionally, employees of Peninsula Federal Credit Union, community volunteers, spouses of deceased eligible persons, and immediate family or household members of existing members are eligible.
Where PENINSULA writes mortgages
PENINSULA publishes mortgage lending in 2 states.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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