Home state: Texas

    NEIGHBORHOOD mortgage rates

    NEIGHBORHOOD's lowest publicly advertised 30-year fixed rate today is 5.99% — the national average is 6.88%. That's about $84,031 saved over the life of a $400,000, 30-year loan. We track NEIGHBORHOOD daily and refresh rates every morning.

    Today's rates from NEIGHBORHOOD

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5.99%6.164%0Sep 11, 2026Visit
    20 Year Fixed6.75%6.987%0Sep 11, 2026Visit
    15 Year Fixed6.25%6.544%0Sep 11, 2026Visit
    10 Year Fixed6.25%6.663%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%6.427%0Sep 11, 2026Visit
    VA 30 Year Fixed6.375%6.553%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate NEIGHBORHOOD advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NEIGHBORHOOD

    Neighborhood Credit Union is open to anyone who lives in the state of Texas.

    Where NEIGHBORHOOD writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with NEIGHBORHOOD.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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