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    Credit union mortgage rates
    Home state: Texas
    Lends in 1 state

    NEIGHBORHOOD mortgage rates

    NEIGHBORHOOD's lowest publicly advertised 30-year fixed rate today is 6.164% APR — the national average is 7.147%. That's about $93,700 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read NEIGHBORHOOD's rates every weekday, starting around 11 a.m. Central.

    We last read NEIGHBORHOOD's rates page on Nov 2, 2026.

    Today's rates from NEIGHBORHOOD

    ProductRateAPRPointsWe readSource
    30 Year Fixed5.99%6.164%—Nov 2, 2026Visit
    20 Year Fixed6.625%6.864%—Nov 2, 2026Visit
    15 Year Fixed6.375%6.671%—Nov 2, 2026Visit
    10 Year Fixed6.25%6.663%—Nov 2, 2026Visit
    VA 30 Year Fixed6.625%6.806%—Nov 2, 2026Visit
    Visit NEIGHBORHOOD's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NEIGHBORHOOD

    Neighborhood Credit Union is open to anyone who lives in the state of Texas.

    Where NEIGHBORHOOD writes mortgages

    NEIGHBORHOOD publishes mortgage lending in 1 state.

    Texas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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