Home state: Texas

    MEMORIAL mortgage rates

    MEMORIAL's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track MEMORIAL daily and refresh rates every morning.

    Today's rates from MEMORIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.517%Sep 11, 2026Visit
    20 Year Fixed7.125%6.604%Sep 11, 2026Visit
    15 Year Fixed6.375%6.314%Sep 11, 2026Visit
    10 Year Fixed6.5%6.623%Sep 11, 2026Visit

    Rate history

    Lowest daily rate MEMORIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MEMORIAL

    Membership is available to anyone who lives, works, worships, or attends school in Harris County, TX, or within 10 miles of any branch. Employees of the Memorial Hermann Healthcare System, several partner companies, and family members of existing members are also eligible to join.

    Employer
    Memorial Hermann Healthcare System, Southwest Quality Molding, Bayland Inc., Southwest Water Company
    County
    Harris County, TX

    Where MEMORIAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with MEMORIAL.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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