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    Home state: Texas
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    MEMORIAL mortgage rates

    MEMORIAL's lowest publicly advertised 30-year fixed rate today is 7.662% APR — the national average is 7.13%. We read MEMORIAL's rates every weekday, starting around 11 a.m. Central.

    We last read MEMORIAL's rates page on Nov 2, 2026.

    Today's rates from MEMORIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.662%—Nov 2, 2026Visit
    20 Year Fixed7.375%7.745%—Nov 2, 2026Visit
    15 Year Fixed7.125%7.581%—Nov 2, 2026Visit
    10 Year Fixed7%7.636%—Nov 2, 2026Visit
    Visit MEMORIAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MEMORIAL

    Membership is available to anyone who lives, works, worships, or attends school in Harris County, TX, or within 10 miles of any branch. Employees of the Memorial Hermann Healthcare System, several partner companies, and family members of existing members are also eligible to join.

    Employer
    Memorial Hermann Healthcare System, Southwest Quality Molding, Bayland Inc., Southwest Water Company
    County
    Harris County, TX

    Where MEMORIAL writes mortgages

    MEMORIAL publishes mortgage lending in 1 state.

    Texas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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