Home state: Texas

    MEMBERSOURCE mortgage rates

    MEMBERSOURCE's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track MEMBERSOURCE daily and refresh rates every morning.

    Today's rates from MEMBERSOURCE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.517%Sep 11, 2026Visit
    20 Year Fixed7.125%6.604%Sep 11, 2026Visit
    15 Year Fixed6.375%6.314%Sep 11, 2026Visit
    10 Year Fixed6.5%6.623%Sep 11, 2026Visit

    Rate history

    Lowest daily rate MEMBERSOURCE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MEMBERSOURCE

    Individuals who live, work, worship, or attend school in Harris, Montgomery, or Fort Bend Counties are eligible to join. Membership is also open to employees of participating Select Employee Groups and family or household members of current credit union members.

    County
    Harris County, TX, Montgomery County, TX, Fort Bend County, TX

    Where MEMBERSOURCE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with MEMBERSOURCE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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