Home state: Texas

    LONE STAR mortgage rates

    LONE STAR's lowest publicly advertised 30-year fixed rate today is 5.5% — the national average is 6.88%. That's about $128,842 saved over the life of a $400,000, 30-year loan. We track LONE STAR daily and refresh rates every morning.

    Today's rates from LONE STAR

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5.5%5.64%Sep 11, 2026Visit

    Rate history

    Lowest daily rate LONE STAR advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LONE STAR

    Lone Star Credit Union is open to those who live, work, worship, or attend school in several North Texas counties, including Collin, Ellis, and Kaufman, or within 10 miles of their Dallas branch. Family members of eligible individuals and employees of participating businesses can also join.

    County
    Delta County, TX, Hopkins County, TX, Hunt County, TX, Kaufman County, TX, Rains County, TX, Rockwall County, TX, Collin County, TX, Ellis County, TX
    City
    Dallas, TX

    Where LONE STAR writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with LONE STAR.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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