Home state: Texas

    HOUSTON HIGHWAY mortgage rates

    HOUSTON HIGHWAY's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track HOUSTON HIGHWAY daily and refresh rates every morning.

    Today's rates from HOUSTON HIGHWAY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.517%Sep 11, 2026Visit
    20 Year Fixed7.125%6.604%Sep 11, 2026Visit
    15 Year Fixed6.375%6.314%Sep 11, 2026Visit
    10 Year Fixed6.5%6.623%Sep 11, 2026Visit

    Rate history

    Lowest daily rate HOUSTON HIGHWAY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HOUSTON HIGHWAY

    Membership is open to anyone who lives, works, or worships in one of 24 Houston ZIP codes (77002-77012, 77019-77021, 77023, 77025-77028, 77030, 77046, 77054, 77098, 77204). Employees of the Texas Department of Transportation District 12 and immediate family/household members of current members are also eligible.

    Employer
    Texas Department of Transportation District 12
    Family of a member
    immediate family, household members

    Where HOUSTON HIGHWAY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with HOUSTON HIGHWAY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if HOUSTON HIGHWAY is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including HOUSTON HIGHWAY if you qualify — ranked by today's rate.

    Get notified when HOUSTON HIGHWAY's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Texas

    See all Texas credit union mortgage rates