CU RateFinder
    Credit union mortgage rates
    Home state: Texas
    Lends in 2 states

    HOUSTON mortgage rates

    HOUSTON's lowest publicly advertised 30-year fixed rate today is 7.1% APR — the national average is 7.147%. That's about $4,568 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read HOUSTON's rates every weekday, starting around 11 a.m. Central.

    We last read HOUSTON's rates page on Nov 2, 2026.

    Today's rates from HOUSTON

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.1%—Nov 2, 2026Visit
    20 Year Fixed6.75%6.879%—Nov 2, 2026Visit
    15 Year Fixed6.125%6.283%—Nov 2, 2026Visit
    10 Year Fixed5.875%6.097%—Nov 2, 2026Visit
    Visit HOUSTON's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HOUSTON

    Houston Federal Credit Union is open to anyone who lives, works, worships, or attends school in the City of Houston, various communities in the surrounding area like Sugar Land and Richmond, or specific underserved areas in four South Carolina counties. Family members of those eligible are also invited to join.

    County
    Anderson County, SC, Greenville County, SC, Laurens County, SC, Pickens County, SC
    City
    Houston, TX, Sugar Land, TX, Rosenberg, TX, Richmond, TX, Sienna, TX, Thompsons, TX, Arcola, TX

    Where HOUSTON writes mortgages

    HOUSTON publishes mortgage lending in 2 states.

    South CarolinaTexas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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