Today's rates from GULF
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6% | 6.204% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 5.75% | 6.019% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 5.5% | 5.836% | — | Nov 2, 2026 | Visit | |
| 10 Year Fixed | 5.25% | 5.724% | — | Nov 2, 2026 | Visit | |
| 10 Year Fixed Refinance | 5.25% | 5.724% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed Refinance | 5.5% | 5.836% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed Refinance | 5.75% | 6.019% | — | Nov 2, 2026 | Visit | |
| 30 Year Fixed Refinance | 6% | 6.204% | — | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Who can join GULF
Membership is open to anyone who lives, works, worships, or attends school in Jefferson, Hardin, Orange, Chambers, Polk, Jasper, Liberty, Newton, and Tyler counties, as well as the Bolivar Peninsula, or by joining the Cornerstone Credit Union Foundation.
Where GULF writes mortgages
GULF publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including GULF if you qualify — ranked by today's rate.