Home state: Texas

    GECU mortgage rates

    GECU's lowest publicly advertised 30-year fixed rate today is 5.99% — the national average is 6.88%. That's about $84,031 saved over the life of a $400,000, 30-year loan. We track GECU daily and refresh rates every morning.

    Today's rates from GECU

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5.99%6.338%Sep 11, 2026Visit

    Rate history

    Lowest daily rate GECU advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join GECU

    Membership is generally open to individuals who live, work, or worship in the El Paso, Texas, and Las Cruces, New Mexico, areas. The credit union serves diverse communities across both states and offers a path for family members of current account holders to join.

    City
    El Paso, TX, Las Cruces, NM

    Where GECU writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with GECU.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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