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    Credit union mortgage rates
    Home state: Texas
    Lends in 1 state

    FIRST COMMUNITY mortgage rates

    FIRST COMMUNITY's lowest publicly advertised 30-year fixed rate today is 7.002% APR — the national average is 7.147%. That's about $14,065 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FIRST COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read FIRST COMMUNITY's rates page on Nov 2, 2026.

    Today's rates from FIRST COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.002%—Nov 2, 2026Visit
    20 Year Fixed6.5%6.694%—Nov 2, 2026Visit
    15 Year Fixed6%6.235%—Nov 2, 2026Visit
    10 Year Fixed5.75%6.054%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.625%7.516%—Nov 2, 2026Visit
    VA 30 Year Fixed6.625%6.996%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7%7.066%—Nov 2, 2026Visit
    Visit FIRST COMMUNITY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST COMMUNITY

    Membership at First Community Credit Union (TX) is open to anyone who lives, works, attends school, or worships in any of the 41 counties in Texas that the credit union serves. Eligibility also extends to individuals who are members of a Select Employee Group or are a relative or family member of an FCCU member or employee.

    County
    Angelina County, TX, Austin County, TX, Brazoria County, TX, Brazos County, TX, Burleson County, TX, Chambers County, TX, Colorado County, TX, Fort Bend County, TX, Galveston County, TX, Grimes County, TX, Hardin County, TX, Harris County, TX…

    Where FIRST COMMUNITY writes mortgages

    FIRST COMMUNITY publishes mortgage lending in 1 state.

    Texas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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