Home state: Texas

    FIRST COMMUNITY mortgage rates

    FIRST COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.88%. That's about $48,086 saved over the life of a $400,000, 30-year loan. We track FIRST COMMUNITY daily and refresh rates every morning.

    Today's rates from FIRST COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.554%Sep 11, 2026Visit
    20 Year Fixed6.25%6.459%Sep 11, 2026Visit
    15 Year Fixed5.5%5.758%Sep 11, 2026Visit
    10 Year Fixed5.375%5.732%Sep 11, 2026Visit
    FHA 30 Year Fixed5.99%6.829%Sep 11, 2026Visit
    VA 30 Year Fixed5.99%6.303%Sep 11, 2026Visit
    30 Year Fixed Jumbo6.5%6.62%Sep 11, 2026Visit

    Rate history

    Lowest daily rate FIRST COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST COMMUNITY

    Membership at First Community Credit Union (TX) is open to anyone who lives, works, attends school, or worships in any of the 41 counties in Texas that the credit union serves. Eligibility also extends to individuals who are members of a Select Employee Group or are a relative or family member of an FCCU member or employee.

    County
    Angelina County, TX, Austin County, TX, Brazoria County, TX, Brazos County, TX, Burleson County, TX, Chambers County, TX, Colorado County, TX, Fort Bend County, TX, Galveston County, TX, Grimes County, TX, Hardin County, TX, Harris County, TX

    Where FIRST COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with FIRST COMMUNITY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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