Home state: Maryland
    Lends in 1 state

    FEDFINANCIAL mortgage rates

    We're tracking FEDFINANCIAL but don't have a fresh rate today. Check back after the next weekday refresh.

    We last read FEDFINANCIAL's rates page on Nov 2, 2026. FEDFINANCIAL dates its published rate sheet Nov 2, 2026.

    Today's rates from FEDFINANCIAL

    ProductRateAPRPointsWe readSource
    10 Year Fixed Refinance5.854%6.492%—Nov 2, 2026Visit
    15 Year Fixed Refinance5.998%6.45%—Nov 2, 2026Visit
    30 Year Fixed Refinance6.521%5.8%—Nov 2, 2026Visit
    7 Year ARM Refinance5.875%6.42%—Nov 2, 2026Visit
    FHA 30 Year Fixed Refinance6.214%6.655%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FEDFINANCIAL

    Membership is open to civilian federal government employees, retirees, and contractors working in the Washington, D.C. and Baltimore, MD metropolitan areas. Family members and household roommates of current members are also eligible to join, regardless of their location.

    Employer
    Civilian Federal government employees, Civilian Federal government retirees, Civilian Federal government contractors

    Where FEDFINANCIAL writes mortgages

    FEDFINANCIAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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