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    EDUCATION FIRST mortgage rates

    EDUCATION FIRST's lowest publicly advertised 30-year fixed rate today is 6% — the national average is 6.88%. That's about $83,106 saved over the life of a $400,000, 30-year loan. We track EDUCATION FIRST daily and refresh rates every morning.

    Today's rates from EDUCATION FIRST

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6%6.277%—Sep 11, 2026Visit
    20 Year Fixed5.75%5.965%—Sep 11, 2026Visit
    15 Year Fixed5.5%5.733%—Sep 11, 2026Visit
    10 Year Fixed5.25%5.536%—Sep 11, 2026Visit
    Visit EDUCATION FIRST's rates page

    Rate history

    Lowest daily rate EDUCATION FIRST advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join EDUCATION FIRST

    Membership in Education First Federal Credit Union is open to those who live, work, worship, or attend school in Angelina, Chambers, Jasper, Jefferson, Hardin, Liberty, Newton, Orange, Polk, Sabine, San Augustine, Shelby, Tyler, and Trinity counties in Texas. Employees, current or retired, of East Chambers or High Island Independent School Districts are also eligible. Additionally, individuals with a family member who is already an Education First member can join.

    Employer
    East Chambers Independent School District, High Island Independent School District
    Family of a member
    Spouse, Children, Parents, Siblings
    County
    Angelina, TX, Chambers, TX, Jasper, TX, Jefferson, TX, Hardin, TX, Liberty, TX, Newton, TX, Orange, TX, Polk, TX, Sabine, TX, San Augustine, TX, Shelby, TX…

    Where EDUCATION FIRST writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with EDUCATION FIRST.

    Texas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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