Home state: Utah

    DESERET FIRST mortgage rates

    DESERET FIRST's lowest publicly advertised 30-year fixed rate today is 6.25% — the national average is 6.88%. That's about $59,826 saved over the life of a $400,000, 30-year loan. We track DESERET FIRST daily and refresh rates every morning.

    Today's rates from DESERET FIRST

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.25%6.577%2.033Sep 11, 2026Visit
    15 Year Fixed6%6.25%0.287Sep 11, 2026Visit

    Rate history

    Lowest daily rate DESERET FIRST advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DESERET FIRST

    Membership is open to members and employees of The Church of Jesus Christ of Latter-day Saints, employees of Deseret Management Corporation and its subsidiaries, and their immediate family members.

    Employer
    The Church of Jesus Christ of Latter-day Saints, Deseret Management Corporation
    Association / SEG
    The Church of Jesus Christ of Latter-day Saints

    Where DESERET FIRST writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with DESERET FIRST.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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