Home state: Texas

    DATCU mortgage rates

    DATCU's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track DATCU daily and refresh rates every morning.

    Today's rates from DATCU

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.828%Sep 11, 2026Visit
    20 Year Fixed6.5%6.765%Sep 11, 2026Visit
    15 Year Fixed5.875%6.196%Sep 11, 2026Visit
    10 Year Fixed5.875%6.33%Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.7%Sep 11, 2026Visit
    FHA 15 Year Fixed6.5%7.917%Sep 11, 2026Visit

    Rate history

    Lowest daily rate DATCU advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DATCU

    Membership is available to those who live or work in one of 11 North Texas counties, as well as students and alumni of the University of North Texas and Texas Woman's University. Immediate family members of current account holders are also eligible to join.

    Association / SEG
    University of North Texas, Texas Women's University
    County
    Denton County, TX, Wise County, TX, Cooke County, TX, Clay County, TX, Montague County, TX, Collin County, TX, Dallas County, TX, Parker County, TX, Tarrant County, TX, Jack County, TX, Grayson County, TX

    Where DATCU writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with DATCU.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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