CU RateFinder
    Credit union mortgage rates
    Home state: Texas
    Lends in 1 state

    DATCU mortgage rates

    DATCU's lowest publicly advertised 30-year fixed rate today is 6.828% APR — the national average is 7.147%. That's about $30,834 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read DATCU's rates every weekday, starting around 11 a.m. Central.

    We last read DATCU's rates page on Nov 2, 2026.

    Today's rates from DATCU

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.625%6.828%—Nov 2, 2026Visit
    20 Year Fixed6.625%6.892%—Nov 2, 2026Visit
    15 Year Fixed6%6.323%—Nov 2, 2026Visit
    10 Year Fixed6%6.457%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.875%8.084%—Nov 2, 2026Visit
    FHA 15 Year Fixed6.875%8.301%—Nov 2, 2026Visit
    Visit DATCU's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DATCU

    Membership is available to those who live or work in one of 11 North Texas counties, as well as students and alumni of the University of North Texas and Texas Woman's University. Immediate family members of current account holders are also eligible to join.

    Association / SEG
    University of North Texas, Texas Women's University
    County
    Denton County, TX, Wise County, TX, Cooke County, TX, Clay County, TX, Montague County, TX, Collin County, TX, Dallas County, TX, Parker County, TX, Tarrant County, TX, Jack County, TX, Grayson County, TX

    Where DATCU writes mortgages

    DATCU publishes mortgage lending in 1 state.

    Texas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if DATCU is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including DATCU if you qualify — ranked by today's rate.

    Get notified when DATCU's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Texas

    See all Texas credit union mortgage rates