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    Credit union mortgage rates
    Home state: Texas
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    CY-FAIR mortgage rates

    CY-FAIR's lowest publicly advertised 30-year fixed rate today is 7.662% APR — the national average is 7.147%. We read CY-FAIR's rates every weekday, starting around 11 a.m. Central.

    We last read CY-FAIR's rates page on Nov 2, 2026.

    Today's rates from CY-FAIR

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.662%—Nov 2, 2026Visit
    20 Year Fixed7.375%7.745%—Nov 2, 2026Visit
    Visit CY-FAIR's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CY-FAIR

    Membership is open to anyone who lives, works, worships, or attends school in Harris County or select zip codes in Waller County, TX. Immediate family members of current credit union members are also eligible to join.

    County
    Harris County, TX
    ZIP
    77423, TX, 77445, TX, 77484, TX, 77446, TX, 77447, TX

    Where CY-FAIR writes mortgages

    CY-FAIR publishes mortgage lending in 1 state.

    Texas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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