CU RateFinder
    Credit union mortgage rates
    Home state: Texas

    CY-FAIR mortgage rates

    CY-FAIR's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track CY-FAIR daily and refresh rates every morning.

    Today's rates from CY-FAIR

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.517%—Sep 11, 2026Visit
    20 Year Fixed7.125%6.604%—Sep 11, 2026Visit
    15 Year Fixed6.375%6.314%—Sep 11, 2026Visit
    10 Year Fixed6.5%6.623%—Sep 11, 2026Visit
    Visit CY-FAIR's rates page

    Rate history

    Lowest daily rate CY-FAIR advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CY-FAIR

    Membership is open to anyone who lives, works, worships, or attends school in Harris County or select zip codes in Waller County, TX. Immediate family members of current credit union members are also eligible to join.

    County
    Harris County, TX

    Where CY-FAIR writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CY-FAIR.

    Texas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if CY-FAIR is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including CY-FAIR if you qualify — ranked by today's rate.

    Get notified when CY-FAIR's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Texas

    See all Texas credit union mortgage rates