Home state: Texas

    COMMUNITY SERVICE mortgage rates

    COMMUNITY SERVICE's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track COMMUNITY SERVICE daily and refresh rates every morning.

    Today's rates from COMMUNITY SERVICE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.517%Sep 11, 2026Visit
    20 Year Fixed7.125%6.604%Sep 11, 2026Visit
    15 Year Fixed6.375%6.314%Sep 11, 2026Visit
    10 Year Fixed6.5%6.623%Sep 11, 2026Visit

    Rate history

    Lowest daily rate COMMUNITY SERVICE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMMUNITY SERVICE

    Membership is open to anyone who lives, works, studies, or worships in Walker, Madison, Trinity, San Jacinto, Grimes, Houston, Montgomery, or Brazoria County, TX. It is also available to employees and retirees of the Texas Department of Criminal Justice, NUCOR Corporation, and various other local employers and government agencies, as well as their immediate family members.

    Employer
    Texas Department of Criminal Justice, Windham Schools, Juvenile Probation Department, State of Texas, Corrections Corporation of America, Department of Human Services in Huntsville, TX, Department of Human Services in Conroe, TX, NUCOR Corporation, Vulcraft MFG, Apple Chevrolet, Community Service Credit Union
    Association / SEG
    Governmental Volunteers, Volunteer Firemen, Police Reserve Officers
    County
    Walker County, TX, Madison County, TX, Trinity County, TX, San Jacinto County, TX, Grimes County, TX, Houston County, TX, Montgomery County, TX, Brazoria County, TX

    Where COMMUNITY SERVICE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with COMMUNITY SERVICE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if COMMUNITY SERVICE is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including COMMUNITY SERVICE if you qualify — ranked by today's rate.

    Get notified when COMMUNITY SERVICE's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Texas

    See all Texas credit union mortgage rates