Home state: Texas

    COASTLIFE mortgage rates

    COASTLIFE's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track COASTLIFE daily and refresh rates every morning.

    Today's rates from COASTLIFE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.517%Sep 11, 2026Visit
    20 Year Fixed7.125%6.604%Sep 11, 2026Visit
    15 Year Fixed6.375%6.314%Sep 11, 2026Visit
    10 Year Fixed6.5%6.623%Sep 11, 2026Visit

    Rate history

    Lowest daily rate COASTLIFE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COASTLIFE

    Membership is open to anyone who lives or works in Nueces, Aransas, Duval, Jim Wells, Kleberg, or San Patricio County, Texas. Eligibility also extends to employees of numerous local school districts, specific businesses like Pepsi Cola and Mobil Oil, and immediate family of current members.

    Employer
    Agua Dulce ISD, Aransas County ISD, Banquette ISD, Bishop Consolidated ISD, Calallen ISD, Corpus Christi ISD, Del Mar College, Driscoll ISD, Flour Bluff ISD, London ISD, Orange Grove ISD, Port Aransas ISD
    Association / SEG
    Texas A&M University - Corpus Christi Alumni Association, Corpus Christi Roadrunners, Inc., Local 278, International Brotherhood of Electrical Workers
    County
    Nueces County, TX, Aransas County, TX, Duval County, TX, Jim Wells County, TX, Kleberg County, TX, San Patricio County, TX

    Where COASTLIFE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with COASTLIFE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if COASTLIFE is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including COASTLIFE if you qualify — ranked by today's rate.

    Get notified when COASTLIFE's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Texas

    See all Texas credit union mortgage rates