Today's rates from CO-OP
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.625% | 6.69% | — | Sep 8, 2026 | Visit | |
| 20 Year Fixed | 6.75% | 6.835% | — | Sep 8, 2026 | Visit | |
| 15 Year Fixed | 6.15% | 6.255% | — | Sep 8, 2026 | Visit | |
| 10 Year Fixed | 5.8% | 5.947% | — | Sep 8, 2026 | Visit | |
| 3 Year ARM | 5.99% | 7.368% | — | Sep 8, 2026 | Visit | |
| 5 Year ARM | 6.2% | 7.201% | — | Sep 8, 2026 | Visit | |
| 7 Year ARM | 6.3% | 7.067% | — | Sep 8, 2026 | Visit | |
| 10 Year ARM | 6.55% | 7.02% | — | Sep 8, 2026 | Visit |
Rate history
Lowest daily rate CO-OP advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join CO-OP
Co-op Credit Union is open to those who live, work, or own property in ten Wisconsin counties, including Eau Claire, La Crosse, and Jackson. Membership is also available to employees of the federal government or BNSF Railroad in specific areas, members of several regional cooperatives, and immediate family of current members.
Employer
Federal government, US Postal Service, Burlington Northern Santa Fe Railroad
Association / SEG
Fall Creek Supply Co-op, Augusta Farmers Union Co-op, Allied Co-operative, AMPI Co-op, Clark Electric Co-op, Eau Claire Electric Co-op, ProVision Partners, Jackson Electric Co-op, Land O Lakes Co-op, Oakdale Electric Co-op, Riverland Electric Co-op, Tri-County Telephone Co-op…
County
Buffalo County, WI, Chippewa County, WI, Clark County, WI, Dunn County, WI, Eau Claire County, WI, Jackson County, WI, La Crosse County, WI, Monroe County, WI, Pepin County, WI, Trempealeau County, WI
Where CO-OP writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with CO-OP.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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