Home state: Texas

    CAPROCK mortgage rates

    CAPROCK's lowest publicly advertised 30-year fixed rate today is 5.75% — the national average is 6.88%. That's about $106,114 saved over the life of a $400,000, 30-year loan. We track CAPROCK daily and refresh rates every morning.

    Today's rates from CAPROCK

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5.75%5.916%Sep 11, 2026Visit

    Rate history

    Lowest daily rate CAPROCK advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CAPROCK

    Membership is available to individuals who live, work, or worship in Borden, Crosby, Dawson, Floyd, Gaines, Garza, Hale, Lubbock, or Lynn counties in Texas, as well as their immediate family members.

    County
    Borden County, TX, Crosby County, TX, Dawson County, TX, Floyd County, TX, Gaines County, TX, Garza County, TX, Hale County, TX, Lubbock County, TX, Lynn County, TX

    Where CAPROCK writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CAPROCK.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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