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    ADVANCIAL mortgage rates

    ADVANCIAL's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track ADVANCIAL daily and refresh rates every morning.

    Today's rates from ADVANCIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.83%0.76Sep 11, 2026Visit
    20 Year Fixed6.75%7.05%1.04Sep 11, 2026Visit
    15 Year Fixed5.99%6.33%0.91Sep 11, 2026Visit
    30 Year Fixed Jumbo6.625%6.77%0.91Sep 11, 2026Visit
    15 Year Fixed Jumbo6.375%6.6%0.87Sep 11, 2026Visit
    Visit ADVANCIAL's rates page

    Rate history

    Lowest daily rate ADVANCIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ADVANCIAL

    Membership is open to employees or associates of participating Select Employer Groups, those who live, work, worship, or attend school in served communities in LA, NC, and SC, and their immediate family members.

    Where ADVANCIAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ADVANCIAL.

    LouisianaNorth CarolinaSouth CarolinaTexas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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