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    Credit union mortgage rates
    Home state: Texas
    Lends in 1 state

    ADVANCIAL mortgage rates

    ADVANCIAL's lowest publicly advertised 30-year fixed rate today is 6.86% APR — the national average is 7.147%. That's about $27,759 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ADVANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read ADVANCIAL's rates page on Nov 2, 2026.

    Today's rates from ADVANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.625%6.86%0.91Nov 2, 2026Visit
    20 Year Fixed6.75%7.08%1.06Nov 2, 2026Visit
    15 Year Fixed5.99%6.38%1.07Nov 2, 2026Visit
    30 Year Fixed Jumbo6.875%7.04%0.89Nov 2, 2026Visit
    15 Year Fixed Jumbo6.625%6.91%0.97Nov 2, 2026Visit
    Visit ADVANCIAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ADVANCIAL

    Membership is open to employees or associates of participating Select Employer Groups, those who live, work, worship, or attend school in served communities in LA, NC, and SC, and their immediate family members.

    Where ADVANCIAL writes mortgages

    ADVANCIAL publishes mortgage lending in 1 state.

    Texas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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