Home state: Texas
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    A+ mortgage rates

    A+'s lowest publicly advertised 30-year fixed rate today is 6.918% APR — the national average is 7.147%. That's about $22,175 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read A+'s rates every weekday, starting around 11 a.m. Central.

    We last read A+'s rates page on Nov 2, 2026. A+ dates its published rate sheet Oct 30, 2026.

    Today's rates from A+

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.918%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    15 Year Fixed6.75%6.82%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    5 Year ARM6%7.036%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    10 Year ARM6.625%7.107%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    30 Year Fixed Jumbo6.875%6.926%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    15 Year Fixed Jumbo7%7.084%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join A+

    Membership is open to those who live, work, worship, or attend school in several Central Texas counties, including Travis, Williamson, and Hays. Employees of select partner organizations and members of local scouting programs are also eligible to join.

    Association / SEG
    Scouting America, Girl Scouts
    County
    Bastrop County, TX, Blanco County, TX, Burnet County, TX, Caldwell County, TX, Fayette County, TX, Hays County, TX, Lee County, TX, Travis County, TX, Williamson County, TX

    Where A+ writes mortgages

    A+ publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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