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    Credit union mortgage rates
    Home state: Michigan

    ZEAL mortgage rates

    ZEAL's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track ZEAL daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from ZEAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.9%0.125Sep 11, 2026Visit
    15 Year Fixed6.25%6.465%—Sep 11, 2026Visit
    5 Year ARM6%6.563%0.125Sep 11, 2026Visit
    7 Year ARM6.125%6.534%0.125Sep 11, 2026Visit
    Visit ZEAL's rates page

    Rate history

    Lowest daily rate ZEAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ZEAL

    ZEAL does not explicitly list its membership eligibility. However, it does state that Michigan residents are eligible for career opportunities with the credit union. For mortgages, ZEAL partners with Mortgage Center LLC, which has been delivering mortgage solutions for over 35 years.

    Where ZEAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ZEAL.

    Michigan

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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