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    Credit union mortgage rates
    Home state: Michigan
    Lends in 1 state

    ZEAL mortgage rates

    ZEAL's lowest publicly advertised 30-year fixed rate today is 6.912% APR — the national average is 7.147%. That's about $22,754 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ZEAL's rates every weekday, starting around 11 a.m. Central.

    We last read ZEAL's rates page on Nov 2, 2026. ZEAL dates its published rate sheet Nov 2, 2026.

    Today's rates from ZEAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.912%0.25Nov 2, 2026Visit
    15 Year Fixed6.375%6.612%0.125Nov 2, 2026Visit
    5 Year ARM6%6.608%0.25Nov 2, 2026Visit
    7 Year ARM6.125%6.502%0.25Nov 2, 2026Visit
    Visit ZEAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ZEAL

    ZEAL does not explicitly list its membership eligibility. However, it does state that Michigan residents are eligible for career opportunities with the credit union. For mortgages, ZEAL partners with Mortgage Center LLC, which has been delivering mortgage solutions for over 35 years.

    Where ZEAL writes mortgages

    ZEAL publishes mortgage lending in 1 state.

    Michigan

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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