Home state: Michigan
    Lends in 1 state

    WMCU mortgage rates

    WMCU's lowest publicly advertised 30-year fixed rate today is 7.442% APR — the national average is 7.147%. We read WMCU's rates every weekday, starting around 11 a.m. Central.

    We last read WMCU's rates page on Nov 2, 2026.

    Today's rates from WMCU

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.442%0Nov 2, 2026Visit
    15 Year Fixed6.75%6.855%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WMCU

    West Michigan Credit Union offers membership to residents, workers, and worshippers across 25 counties in Western and Central Michigan. Additionally, employees of Miller Industries and family members of current or eligible members are invited to join.

    Employer
    Miller Industries, Inc., West Michigan Credit Union
    County
    Allegan County, MI, Barry County, MI, Benzie County, MI, Clare County, MI, Calhoun County, MI, Eaton County, MI, Grand Traverse County, MI, Ionia County, MI, Isabella County, MI, Jackson County, MI, Kalamazoo County, MI, Kalkaska County, MI…

    Where WMCU writes mortgages

    WMCU publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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