Home state: Michigan

    WMCU mortgage rates

    WMCU's lowest publicly advertised 30-year fixed rate today is 7.25% — the national average is 6.88%. We track WMCU daily and refresh rates every morning.

    Today's rates from WMCU

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7.25%7.316%0Sep 11, 2026Visit
    15 Year Fixed6.5%6.604%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate WMCU advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WMCU

    West Michigan Credit Union offers membership to residents, workers, and worshippers across 25 counties in Western and Central Michigan. Additionally, employees of Miller Industries and family members of current or eligible members are invited to join.

    Employer
    Miller Industries, Inc., West Michigan Credit Union
    County
    Allegan County, MI, Barry County, MI, Benzie County, MI, Clare County, MI, Calhoun County, MI, Eaton County, MI, Grand Traverse County, MI, Ionia County, MI, Isabella County, MI, Jackson County, MI, Kalamazoo County, MI, Kalkaska County, MI

    Where WMCU writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with WMCU.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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