Home state: Maine
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    WINTHROP AREA mortgage rates

    WINTHROP AREA's lowest publicly advertised 30-year fixed rate today is 6.5% APR — the national average is 7.147%. That's about $62,116 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read WINTHROP AREA's rates every weekday, starting around 11 a.m. Central.

    We last read WINTHROP AREA's rates page on Nov 2, 2026. WINTHROP AREA dates its published rate sheet Sep 17, 2026.

    Today's rates from WINTHROP AREA

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.5%—Nov 2, 2026
    Lender's sheet dated Sep 17, 2026
    Visit
    20 Year Fixed—Lender publishes APR only6.375%—Nov 2, 2026
    Lender's sheet dated Sep 17, 2026
    Visit
    15 Year Fixed—Lender publishes APR only6.25%—Nov 2, 2026
    Lender's sheet dated Sep 17, 2026
    Visit
    10 Year Fixed—Lender publishes APR only6%—Nov 2, 2026
    Lender's sheet dated Sep 17, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WINTHROP AREA

    Winthrop Area Federal Credit Union allows membership for individuals within its expanded field of membership. While specific details of the expanded field are not provided, applicants must provide documentation to verify their identity and eligibility for membership during the application process. Members must also maintain a minimum opening deposit of $10.00 in a Regular Share account. Mortgages are offered to credit union members, and properties must be located within the state of Maine.

    County
    Androscoggin, ME, Franklin, ME, Kennebec, ME, Lincoln, ME, Sagadahoc, ME, Somerset, ME, Waldo, ME

    Where WINTHROP AREA writes mortgages

    WINTHROP AREA publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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