Home state: Alabama

    WINSOUTH mortgage rates

    WINSOUTH's lowest publicly advertised 30-year fixed rate today is 6.125% — the national average is 6.88%. That's about $71,499 saved over the life of a $400,000, 30-year loan. We track WINSOUTH daily and refresh rates every morning.

    Today's rates from WINSOUTH

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.125%6.304%0Sep 11, 2026Visit
    20 Year Fixed5.875%6.11%0Sep 11, 2026Visit
    15 Year Fixed5.375%5.666%0Sep 11, 2026Visit
    5 Year ARM4.625%6.085%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate WINSOUTH advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WINSOUTH

    Membership is open to anyone who lives, works, or worships in one of 15 counties across northern and central Alabama, including Jefferson, Madison, and Etowah counties.

    County
    Blount County, AL, Calhoun County, AL, Cherokee County, AL, Cleburne County, AL, Cullman County, AL, DeKalb County, AL, Etowah County, AL, Jackson County, AL, Jefferson County, AL, Madison County, AL, Marshall County, AL, Morgan County, AL

    Where WINSOUTH writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with WINSOUTH.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if WINSOUTH is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including WINSOUTH if you qualify — ranked by today's rate.

    Get notified when WINSOUTH's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Alabama

    See all Alabama credit union mortgage rates