CU RateFinder
    Credit union mortgage rates
    Home state: Alabama
    Lends in 1 state

    WINSOUTH mortgage rates

    WINSOUTH's lowest publicly advertised 30-year fixed rate today is 6.683% APR — the national average is 7.147%. That's about $44,717 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read WINSOUTH's rates every weekday, starting around 11 a.m. Central.

    We last read WINSOUTH's rates page on Nov 2, 2026.

    Today's rates from WINSOUTH

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%6.683%0Nov 2, 2026Visit
    20 Year Fixed6.25%6.489%0Nov 2, 2026Visit
    15 Year Fixed5.5%5.792%0Nov 2, 2026Visit
    5 Year ARM4.875%6.329%0Nov 2, 2026Visit
    Visit WINSOUTH's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WINSOUTH

    Membership is open to anyone who lives, works, or worships in one of 15 counties across northern and central Alabama, including Jefferson, Madison, and Etowah counties.

    County
    Blount County, AL, Calhoun County, AL, Cherokee County, AL, Cleburne County, AL, Cullman County, AL, DeKalb County, AL, Etowah County, AL, Jackson County, AL, Jefferson County, AL, Madison County, AL, Marshall County, AL, Morgan County, AL…

    Where WINSOUTH writes mortgages

    WINSOUTH publishes mortgage lending in 1 state.

    Alabama

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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