WESTSTAR Mortgage Rates

Today's rates from WESTSTAR

WESTSTAR publishes its mortgage rates through a quote tool, not a rate table.

The tool shows nothing until you enter loan details, so the rates below are the quotes it returned for our standard scenario: Purpose: Purchase; Home price: $450,000; Loan amount: $360,000; Down payment: 20%; Credit score: 780; Property: Single-family home, primary residence; ZIP: 89135; Assumed income: $4,000/month. Your own quote will differ if your details do. Because these figures come from our inputs rather than WESTSTAR's own published table, they're left out of "lowest rate" callouts and #1 spots, but still appear in every table.

Product	Rate	APR	Points	We read	Source
20 Year Fixed	6.375%	6.938% Quoted scenario This lender publishes rates only through a quote tool. We entered these details to get this number: Purpose: Purchase Home price: $450,000 Loan amount: $360,000 Down payment: 20% Credit score: 780 Property: Single-family home, primary residence ZIP: 89135 Assumed income: $4,000/month	2.322	Nov 2, 2026	Visit
15 Year Fixed Refinance	5.875%	6.606% Quoted scenario This lender publishes rates only through a quote tool. We entered these details to get this number: Purpose: Refinance Home price: $450,000 Loan amount: $360,000 Down payment: 20% Credit score: 780 Property: Single-family home, primary residence ZIP: 89135 Assumed income: $4,000/month	2.544	Nov 2, 2026	Visit
20 Year Fixed Refinance	6.374%	6.945% Quoted scenario This lender publishes rates only through a quote tool. We entered these details to get this number: Purpose: Refinance Home price: $450,000 Loan amount: $360,000 Down payment: 20% Credit score: 780 Property: Single-family home, primary residence ZIP: 89135 Assumed income: $4,000/month	2.38	Nov 2, 2026	Visit
FHA 30 Year Fixed Refinance	5.875%	6.879% Quoted scenario This lender publishes rates only through a quote tool. We entered these details to get this number: Purpose: Refinance Home price: $450,000 Loan amount: $360,000 Down payment: 20% Credit score: 780 Property: Single-family home, primary residence ZIP: 89135 Assumed income: $4,000/month	2.789	Nov 2, 2026	Visit
USDA 30 Year Fixed Refinance	6%	6.919% Quoted scenario This lender publishes rates only through a quote tool. We entered these details to get this number: Purpose: Refinance Home price: $450,000 Loan amount: $360,000 Down payment: 20% Credit score: 780 Property: Single-family home, primary residence ZIP: 89135 Assumed income: $4,000/month	2.682	Nov 2, 2026	Visit

Visit WESTSTAR's rates page

Rate history

Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

Collecting data — the trend chart appears after a few days of tracking.

Who can join WESTSTAR

Membership is open to Nevada residents who are employed by any company licensed for gaming by the State of Nevada, as well as employees or members of numerous partner companies and associations. Immediate family and household members of eligible individuals are also invited to join.

Employer

State of Nevada, University of Nevada Las Vegas, Nevada Department of Transportation, Department of Motor Vehicles, AAA Nevada, Las Vegas Valley Water District, Las Vegas Convention and Visitors Authority, Cox Communications, Zappos, Waste Management Disposal Services, LSG Sky Chefs, Nye County Auditors Office

Association / SEG

AAA Nevada, The Chamber (Reno-Sparks-Northern Nevada), Las Vegas Chamber of Commerce, Friends of Nevada Wilderness, Las Vegas Athletic Club

Where WESTSTAR writes mortgages

WESTSTAR publishes mortgage lending in 1 state.

Nevada

Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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