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    WESTMARK mortgage rates

    WESTMARK's lowest publicly advertised 30-year fixed rate today is 7.027% APR — the national average is 7.147%. That's about $11,646 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read WESTMARK's rates every weekday, starting around 11 a.m. Central.

    We last read WESTMARK's rates page on Nov 2, 2026. WESTMARK dates its published rate sheet Nov 2, 2026.

    Today's rates from WESTMARK

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.027%—Nov 2, 2026Visit
    20 Year Fixed6.375%6.57%—Nov 2, 2026Visit
    15 Year Fixed6.125%6.307%—Nov 2, 2026Visit
    10 Year Fixed5.875%6.132%—Nov 2, 2026Visit
    10 Year Fixed Refinance6.875%6.875%—Nov 2, 2026Visit
    15 Year Fixed Refinance7.125%7.205%—Nov 2, 2026Visit
    20 Year Fixed Refinance7.375%7.44%—Nov 2, 2026Visit
    30 Year Fixed Refinance7.875%7.927%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WESTMARK

    Membership is open to individuals employed by or retired from most employers located in one of Westmark's 34 counties throughout Idaho. Eligibility also extends to those working for or retired from a member firm, employer group, or association. Blood relatives of an existing Westmark Credit Union member are also eligible.

    Employer
    Several hundred Select Employer Groups / member firms / associations
    Family of a member
    Blood relative of a current Westmark member
    County
    Ada, ID, Adams, ID, Bannock, ID, Bear Lake, ID, Bingham, ID, Blaine, ID, Boise, ID, Bonneville, ID, Butte, ID, Camas, ID, Canyon, ID, Caribou, ID…

    Where WESTMARK writes mortgages

    WESTMARK publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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