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    WESTERN DIVISION mortgage rates

    WESTERN DIVISION's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track WESTERN DIVISION daily and refresh rates every morning.

    Today's rates from WESTERN DIVISION

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.86%—Sep 11, 2026Visit
    20 Year Fixed6.5%6.64%—Sep 11, 2026Visit
    15 Year Fixed6.25%6.43%—Sep 11, 2026Visit
    10 Year Fixed6.25%6.5%—Sep 11, 2026Visit
    Visit WESTERN DIVISION's rates page

    Rate history

    Lowest daily rate WESTERN DIVISION advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WESTERN DIVISION

    Membership is open to individuals who live, work, worship, volunteer, or attend school in Erie or Chautauqua Counties in New York. Employees of participating Partner At Work organizations and family members of current credit union members are also eligible to join.

    County
    Erie County, NY, Chautauqua County, NY

    Where WESTERN DIVISION writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with WESTERN DIVISION.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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