Home state: New York

    WESTAR mortgage rates

    WESTAR's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track WESTAR daily and refresh rates every morning.

    Rates as of Nov 1, 2025

    Today's rates from WESTAR

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.772%Sep 10, 2026Visit
    15 Year Fixed6.125%6.141%Sep 10, 2026Visit
    7 Year ARM5.625%6.122%Sep 10, 2026Visit

    Rate history

    Lowest daily rate WESTAR advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WESTAR

    Membership is open to anyone who lives, works, worships, attends school, or owns a business in Onondaga County, New York.

    County
    Onondaga County, NY

    Where WESTAR writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with WESTAR.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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