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    Credit union mortgage rates
    Home state: Missouri
    Lends in 1 state

    WEST COMMUNITY mortgage rates

    WEST COMMUNITY's lowest publicly advertised 30-year fixed rate today is 7.098% APR — the national average is 7.147%. That's about $4,762 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read WEST COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read WEST COMMUNITY's rates page on Nov 2, 2026. WEST COMMUNITY dates its published rate sheet Nov 2, 2026.

    Today's rates from WEST COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.098%0.85Nov 2, 2026Visit
    20 Year Fixed7%7.347%1.26Nov 2, 2026Visit
    15 Year Fixed6.5%6.905%1.16Nov 2, 2026Visit
    5 Year ARM7.375%7.628%1.625Nov 2, 2026Visit
    VA 30 Year Fixed7.625%8.194%0.5Nov 2, 2026Visit
    Visit WEST COMMUNITY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WEST COMMUNITY

    You can join West Community Credit Union if you live or work in St. Louis City or County, or the counties of St. Charles, Warren, Franklin, Lincoln, Boone, or Jefferson. Membership is also open to those who live or work in Sikeston, MO, and students, staff, or alumni of Mizzou, Stephens College, or Columbia College, as well as their immediate family members.

    Association / SEG
    Mizzou, Stephens College, Columbia College
    County
    St. Louis County, MO, St. Charles County, MO, Warren County, MO, Franklin County, MO, Lincoln County, MO, Boone County, MO, Jefferson County, MO
    City
    St. Louis, MO, Sikeston, MO

    Where WEST COMMUNITY writes mortgages

    WEST COMMUNITY publishes mortgage lending in 1 state.

    Missouri

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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