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    WESCOM CENTRAL mortgage rates

    WESCOM CENTRAL's lowest publicly advertised 30-year fixed rate today is 7.023% APR — the national average is 7.147%. That's about $12,033 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read WESCOM CENTRAL's rates every weekday, starting around 11 a.m. Central.

    We last read WESCOM CENTRAL's rates page on Nov 2, 2026. WESCOM CENTRAL dates its published rate sheet Nov 1, 2025.

    Today's rates from WESCOM CENTRAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.023%1Nov 2, 2026
    Lender's sheet dated Nov 1, 2025
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    20 Year Fixed6.375%6.565%1Nov 2, 2026
    Lender's sheet dated Nov 1, 2025
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    15 Year Fixed6.125%6.361%1Nov 2, 2026
    Lender's sheet dated Nov 1, 2025
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    5 Year ARM6.375%7.413%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2025
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    7 Year ARM6.75%7.295%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2025
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    10 Year ARM6.875%7.116%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2025
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    30 Year Fixed Jumbo6.99%7.033%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2025
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    15 Year Fixed Jumbo6.75%6.819%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2025
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    5 Year ARM Jumbo6.125%6.656%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2025
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    7 Year ARM Jumbo6.375%6.657%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2025
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    10 Year ARM Jumbo6.75%6.878%0Nov 2, 2026
    Lender's sheet dated Nov 1, 2025
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WESCOM CENTRAL

    Wescom Financial serves anyone who lives, works, worships, or attends school in Southern or Central California. Membership is also open to UCLA alumni worldwide and employees of various corporate partners.

    Association / SEG
    UCLA Alumni Association
    County
    Fresno County, CA, Kern County, CA, Kings County, CA, Madera County, CA, Merced County, CA, Mariposa County, CA, Monterey County, CA, San Benito County, CA, San Joaquin County, CA, San Luis Obispo County, CA, Santa Cruz County, CA, Stanislaus County, CA…

    Where WESCOM CENTRAL writes mortgages

    WESCOM CENTRAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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