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    WEBSTER FIRST mortgage rates

    WEBSTER FIRST's lowest publicly advertised 30-year fixed rate today is 6.897% APR — the national average is 7.147%. That's about $24,199 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read WEBSTER FIRST's rates every weekday, starting around 11 a.m. Central.

    We last read WEBSTER FIRST's rates page on Nov 2, 2026. WEBSTER FIRST dates its published rate sheet Oct 29, 2026.

    Today's rates from WEBSTER FIRST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.897%—Nov 2, 2026
    Lender's sheet dated Oct 29, 2026
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    20 Year Fixed6.625%6.881%—Nov 2, 2026
    Lender's sheet dated Oct 29, 2026
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    15 Year Fixed6.25%6.564%—Nov 2, 2026
    Lender's sheet dated Oct 29, 2026
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    3 Year ARM5.75%6.68%—Nov 2, 2026
    Lender's sheet dated Oct 29, 2026
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    5 Year ARM6.25%6.591%—Nov 2, 2026
    Lender's sheet dated Oct 29, 2026
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    7 Year ARM6.375%6.627%—Nov 2, 2026
    Lender's sheet dated Oct 29, 2026
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    10 Year ARM6.625%7.027%—Nov 2, 2026
    Lender's sheet dated Oct 29, 2026
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    1 Year ARM5.5%6.366%—Nov 2, 2026
    Lender's sheet dated Oct 29, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WEBSTER FIRST

    Membership is open to individuals who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester Counties in Massachusetts. Credit union employees, local community volunteers, and immediate family or household members of eligible persons are also invited to join.

    Employer
    Webster First Federal Credit Union
    Association / SEG
    Cambridge Teachers
    County
    Essex County, MA, Middlesex County, MA, Suffolk County, MA, Worcester County, MA

    Where WEBSTER FIRST writes mortgages

    WEBSTER FIRST publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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