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    Credit union mortgage rates
    Home state: Connecticut
    Open membership
    Lends in 9 states

    WAYPOINT mortgage rates

    WAYPOINT's lowest publicly advertised 30-year fixed rate today is 7.313% APR — the national average is 7.379%. That's about $6,470 saved over the life of a $400,000, 30-year loan. We read WAYPOINT's rates every weekday, starting around 11 a.m. Central.

    We last read WAYPOINT's rates page on Oct 5, 2026. WAYPOINT dates its published rate sheet Oct 5, 2026.

    Today's rates from WAYPOINT

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.313%—Oct 5, 2026Visit
    20 Year Fixed7%7.081%—Oct 5, 2026Visit
    15 Year Fixed6.5%6.599%—Oct 5, 2026Visit
    15 Year Fixed Refinance6.375%6.403%—Oct 5, 2026Visit
    20 Year Fixed Refinance6.75%6.774%—Oct 5, 2026Visit
    7 Year Fixed Refinance5.5%5.544%—Oct 5, 2026Visit
    Visit WAYPOINT's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WAYPOINT

    Open to anyone nationwide by joining the American Consumer Council (ACC), Connecticut Chapter — free to join. Also open to: employees and retirees of dozens of Select Employer Groups (SEGs) and their immediate family; and anyone who lives, works, worships, or attends school in one of 12 New London County, CT census tracts (6901, 6902, 6903, 6904, 6905, 6907, 6908, 7022.01, 7022.02, 7023, 7025, 7027). A one-time $5 membership fee is required.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Select Employer Groups (SEGs) - employees and retirees
    Family of a member
    Immediate family of SEG employee or retiree, Family of existing members
    County
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    Where WAYPOINT writes mortgages

    WAYPOINT publishes mortgage lending in 9 states.

    CaliforniaConnecticutFloridaMassachusettsNorth CarolinaNew HampshireNew JerseyNew YorkRhode Island

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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