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    Home state: Virginia

    VIRGINIA mortgage rates

    VIRGINIA's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track VIRGINIA daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from VIRGINIA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%7.029%0.91Sep 11, 2026Visit
    20 Year Fixed6.75%6.917%0.659Sep 11, 2026Visit
    15 Year Fixed6.25%6.441%0.5Sep 11, 2026Visit
    10 Year Fixed6.25%6.467%0.271Sep 11, 2026Visit
    5 Year ARM5.5%6.285%0.5Sep 11, 2026Visit
    7 Year ARM5.75%6.292%0.625Sep 11, 2026Visit
    10 Year ARM5.875%6.177%-0.125Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%6.687%1.222Sep 11, 2026Visit
    VA 30 Year Fixed6.25%6.51%2.217Sep 11, 2026Visit
    USDA 30 Year Fixed6.5%6.668%0.982Sep 11, 2026Visit
    30 Year Fixed Jumbo6%6.12%0.875Sep 11, 2026Visit
    15 Year Fixed Jumbo5.625%5.86%1.125Sep 11, 2026Visit
    5 Year ARM Jumbo5.125%6.545%1.875Sep 11, 2026Visit
    7 Year ARM Jumbo5.375%6.427%1.75Sep 11, 2026Visit
    10 Year ARM Jumbo5.625%6.328%1.625Sep 11, 2026Visit
    10 Year ARM Jumbo Refinance5.625%6.351%1.875Sep 11, 2026Visit
    10 Year ARM Refinance5.625%6.189%1.75Sep 11, 2026Visit
    10 Year Fixed Refinance6.25%6.58%0.771Sep 11, 2026Visit
    15 Year Fixed Jumbo Refinance5.625%5.999%2Sep 11, 2026Visit
    15 Year Fixed Refinance6.25%6.521%1Sep 11, 2026Visit
    20 Year Fixed Refinance6.625%6.883%1.367Sep 11, 2026Visit
    30 Year Fixed Jumbo Refinance6%6.203%1.75Sep 11, 2026Visit
    30 Year Fixed Refinance6.875%7.08%1.41Sep 11, 2026Visit
    5 Year ARM Jumbo Refinance5.125%6.569%2.125Sep 11, 2026Visit
    5 Year ARM Refinance5.25%6.328%2Sep 11, 2026Visit
    7 Year ARM Jumbo Refinance5.375%6.45%2Sep 11, 2026Visit
    7 Year ARM Refinance5.5%6.258%1.625Sep 11, 2026Visit
    Visit VIRGINIA's rates page

    Rate history

    Lowest daily rate VIRGINIA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join VIRGINIA

    Virginia Credit Union is open to those who live, work, or attend school in various Virginia communities, as well as state employees and family of current members.

    Employer
    Commonwealth of Virginia

    Where VIRGINIA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with VIRGINIA.

    Virginia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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