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    Home state: Virginia
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    VIRGINIA mortgage rates

    VIRGINIA's lowest publicly advertised 30-year fixed rate today is 7.162% APR — the national average is 7.147%. We read VIRGINIA's rates every weekday, starting around 11 a.m. Central.

    We last read VIRGINIA's rates page on Nov 2, 2026. VIRGINIA dates its published rate sheet Nov 2, 2026.

    Today's rates from VIRGINIA

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.162%0.974Nov 2, 2026Visit
    20 Year Fixed6.5%6.701%0.945Nov 2, 2026Visit
    15 Year Fixed6.375%6.588%0.627Nov 2, 2026Visit
    10 Year Fixed6.25%6.496%0.396Nov 2, 2026Visit
    5 Year ARM5.875%6.582%0.5Nov 2, 2026Visit
    7 Year ARM6.125%6.605%0.625Nov 2, 2026Visit
    10 Year ARM6.25%6.508%-0.125Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%6.98%1.604Nov 2, 2026Visit
    VA 30 Year Fixed6.625%6.889%2.175Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.056%1.055Nov 2, 2026Visit
    30 Year Fixed Jumbo6.75%6.878%0.875Nov 2, 2026Visit
    15 Year Fixed Jumbo6.375%6.62%1.125Nov 2, 2026Visit
    5 Year ARM Jumbo5.625%6.879%1.75Nov 2, 2026Visit
    7 Year ARM Jumbo5.875%6.801%1.75Nov 2, 2026Visit
    10 Year ARM Jumbo6.125%6.751%1.75Nov 2, 2026Visit
    10 Year ARM Jumbo Refinance6.125%6.776%2Nov 2, 2026Visit
    10 Year ARM Refinance6%6.522%1.75Nov 2, 2026Visit
    10 Year Fixed Refinance6.125%6.542%1.161Nov 2, 2026Visit
    15 Year Fixed Jumbo Refinance6.375%6.762%2Nov 2, 2026Visit
    15 Year Fixed Refinance6.375%6.668%1.127Nov 2, 2026Visit
    20 Year Fixed Refinance6.5%6.766%1.445Nov 2, 2026Visit
    30 Year Fixed Jumbo Refinance6.75%6.966%1.75Nov 2, 2026Visit
    30 Year Fixed Refinance7%7.213%1.474Nov 2, 2026Visit
    5 Year ARM Jumbo Refinance5.625%6.903%2Nov 2, 2026Visit
    5 Year ARM Refinance5.625%6.627%2Nov 2, 2026Visit
    7 Year ARM Jumbo Refinance5.875%6.826%2Nov 2, 2026Visit
    7 Year ARM Refinance5.875%6.571%1.625Nov 2, 2026Visit
    Visit VIRGINIA's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join VIRGINIA

    Virginia Credit Union is open to those who live, work, or attend school in various Virginia communities, as well as state employees and family of current members.

    Employer
    Commonwealth of Virginia

    Where VIRGINIA writes mortgages

    VIRGINIA publishes mortgage lending in 1 state.

    Virginia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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