Home state: Vermont

    VERMONT mortgage rates

    VERMONT's lowest publicly advertised 30-year fixed rate today is 6.125% — the national average is 6.88%. That's about $71,499 saved over the life of a $400,000, 30-year loan. We track VERMONT daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from VERMONT

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.125%6.428%2Sep 11, 2026Visit
    20 Year Fixed6.375%6.781%2Sep 11, 2026Visit
    15 Year Fixed5.875%6.376%2Sep 11, 2026Visit
    5 Year ARM5.625%6.36%0Sep 11, 2026Visit
    10 Year ARM6.125%6.863%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%6.639%0Sep 11, 2026Visit
    30 Year Fixed Jumbo6.375%6.486%0Sep 11, 2026Visit
    15 Year Fixed Jumbo6.25%6.36%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate VERMONT advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join VERMONT

    Membership is open to anyone who lives, works, worships, or attends school in the state of Vermont, as well as their family members.

    Where VERMONT writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with VERMONT.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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