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    VENTURA COUNTY mortgage rates

    VENTURA COUNTY's lowest publicly advertised 30-year fixed rate today is 7.244% APR — the national average is 7.147%. We read VENTURA COUNTY's rates every weekday, starting around 11 a.m. Central.

    We last read VENTURA COUNTY's rates page on Nov 2, 2026. VENTURA COUNTY dates its published rate sheet Oct 22, 2026.

    Today's rates from VENTURA COUNTY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.244%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    20 Year Fixed7.25%7.584%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    15 Year Fixed6.75%6.515%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    10 Year Fixed6.75%6.945%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    5 Year ARM6.25%6.451%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    7 Year ARM6.75%6.684%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    VA 30 Year Fixed7.5%7.71%0.5Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    VA 15 Year Fixed6.75%6.515%0.5Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    30 Year Fixed Super Conforming7.5%7.813%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    15 Year Fixed Super Conforming7.375%7.527%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    5 Year ARM Jumbo6.25%6.414%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    7 Year ARM Jumbo6.75%6.492%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    5 Year ARM Super Conforming6.25%6.42%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    7 Year ARM Super Conforming6.75%6.652%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join VENTURA COUNTY

    You can join Ventura County Credit Union if you live, work, or attend school in Ventura or Santa Barbara counties. Employees of specific Select Employee Groups are also eligible for membership.

    County
    Ventura County, CA, Santa Barbara County, CA

    Where VENTURA COUNTY writes mortgages

    VENTURA COUNTY publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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