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    VENTURA COUNTY mortgage rates

    VENTURA COUNTY's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track VENTURA COUNTY daily and refresh rates every morning.

    Rates as of May 21, 2026

    Today's rates from VENTURA COUNTY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.965%0Sep 10, 2026Visit
    20 Year Fixed6.5%6.613%0Sep 10, 2026Visit
    15 Year Fixed6.375%6.515%0Sep 10, 2026Visit
    10 Year Fixed6.25%6.446%0Sep 10, 2026Visit
    5 Year ARM6.25%6.451%0Sep 10, 2026Visit
    7 Year ARM6.375%6.502%0Sep 10, 2026Visit
    VA 30 Year Fixed6.875%6.695%0.5Sep 10, 2026Visit
    VA 15 Year Fixed6.375%6.515%0.5Sep 10, 2026Visit
    30 Year Fixed Jumbo6.875%6.592%0Sep 10, 2026Visit
    30 Year Fixed Super Conforming7.125%7.217%0Sep 10, 2026Visit
    15 Year Fixed Super Conforming7.375%7.527%0Sep 10, 2026Visit
    5 Year ARM Jumbo6.25%6.414%0Sep 10, 2026Visit
    7 Year ARM Jumbo6.375%6.492%0Sep 10, 2026Visit
    5 Year ARM Super Conforming6.25%6.42%0Sep 10, 2026Visit
    7 Year ARM Super Conforming6.375%6.471%0Sep 10, 2026Visit
    Visit VENTURA COUNTY's rates page

    Rate history

    Lowest daily rate VENTURA COUNTY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join VENTURA COUNTY

    You can join Ventura County Credit Union if you live, work, or attend school in Ventura or Santa Barbara counties. Employees of specific Select Employee Groups are also eligible for membership.

    County
    Ventura County, CA, Santa Barbara County, CA

    Where VENTURA COUNTY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with VENTURA COUNTY.

    California

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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