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    VANTAGE mortgage rates

    VANTAGE's lowest publicly advertised 30-year fixed rate today is 6.82% APR — the national average is 7.147%. That's about $31,602 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read VANTAGE's rates every weekday, starting around 11 a.m. Central.

    We last read VANTAGE's rates page on Nov 2, 2026.

    Today's rates from VANTAGE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%6.82%2.4Nov 2, 2026Visit
    20 Year Fixed6.13%6.54%2.4Nov 2, 2026Visit
    15 Year Fixed6.13%6.25%0Nov 2, 2026Visit
    10 Year Fixed6.13%6.3%0Nov 2, 2026Visit
    7 Year ARM6.25%6.37%0Nov 2, 2026Visit
    10 Year ARM6.375%6.44%0Nov 2, 2026Visit
    15 Year ARM6.5%6.54%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join VANTAGE

    Membership for VANTAGE is open to people across the St. Louis metropolitan area. Mortgages are offered through Mortgage Solutions, LLC, a wholly owned subsidiary of Vantage Credit Union. Mortgage Solutions, LLC is not licensed in all states; contact them for licensing information.

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    Where VANTAGE writes mortgages

    VANTAGE publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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