Home state: California
    Lends in 1 state

    VALLEY STRONG mortgage rates

    VALLEY STRONG's lowest publicly advertised 30-year fixed rate today is 7.084% APR — the national average is 7.147%. That's about $6,121 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read VALLEY STRONG's rates every weekday, starting around 11 a.m. Central.

    We last read VALLEY STRONG's rates page on Nov 2, 2026.

    Today's rates from VALLEY STRONG

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.084%0.375Nov 2, 2026Visit
    15 Year Fixed6.125%6.258%0.375Nov 2, 2026Visit
    5 Year ARM6.375%6.611%0.25Nov 2, 2026Visit
    7 Year ARM6.5%6.943%0.25Nov 2, 2026Visit
    30 Year Fixed Jumbo7.25%7.313%0.375Nov 2, 2026Visit
    15 Year Fixed Jumbo6.375%6.474%0.375Nov 2, 2026Visit
    5 Year ARM Jumbo6.375%7.165%0.25Nov 2, 2026Visit
    7 Year ARM Jumbo6.5%6.847%0.25Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join VALLEY STRONG

    Valley Strong Credit Union membership is available to individuals who live, work, or worship in select California counties, including Kern, Fresno, and San Joaquin, or to those who have a family member already belonging to the credit union.

    County
    Fresno County, CA, Kern County, CA, Kings County, CA, Madera County, CA, Mariposa County, CA, Merced County, CA, San Joaquin County, CA, San Luis Obispo County, CA, Solano County, CA, Stanislaus County, CA, Tulare County, CA

    Where VALLEY STRONG writes mortgages

    VALLEY STRONG publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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