Today's rates from VALLEY FIRST
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.375% | 6.898% | 1.25 | Nov 2, 2026 Lender's sheet dated Jul 13, 2026 | Visit | |
| 15 Year Fixed | 5.875% | 6.725% | 1.25 | Nov 2, 2026 Lender's sheet dated Jul 13, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.5% | 7.006% | 1.5 | Nov 2, 2026 Lender's sheet dated Jul 13, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.875% | 7.76% | 1.75 | Nov 2, 2026 Lender's sheet dated Jul 13, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join VALLEY FIRST
Open to those who live, work, worship, or attend school in one of 12 Central California counties: Calaveras, Fresno, Kern, Kings, Madera, Mariposa, Merced, Sacramento, San Joaquin, Stanislaus, Tulare, or Tuolumne. Immediate family of a current member is also eligible.
Family of a member
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County
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Where VALLEY FIRST writes mortgages
VALLEY FIRST publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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