Home state: California

    VALLEY FIRST mortgage rates

    We're tracking VALLEY FIRST but don't have a fresh rate today. Check back after tomorrow's daily refresh.

    Rates as of Jul 13, 2026

    Today's rates from VALLEY FIRST

    No fresh rates available. This credit union may temporarily be off our daily comparison — verify current rates directly with VALLEY FIRST.

    Who can join VALLEY FIRST

    Open to those who live, work, worship, or attend school in one of 12 Central California counties: Calaveras, Fresno, Kern, Kings, Madera, Mariposa, Merced, Sacramento, San Joaquin, Stanislaus, Tulare, or Tuolumne. Immediate family of a current member is also eligible.

    Family of a member
    [object Object]
    County
    [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object]

    Where VALLEY FIRST writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with VALLEY FIRST.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if VALLEY FIRST is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including VALLEY FIRST if you qualify — ranked by today's rate.

    Get notified when VALLEY FIRST's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in California

    See all California credit union mortgage rates