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    Credit union mortgage rates
    Home state: Florida
    Open membership
    Lends in 1 state

    USF FEDERAL CREDIT UNION mortgage rates

    USF FEDERAL CREDIT UNION's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track USF FEDERAL CREDIT UNION daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from USF FEDERAL CREDIT UNION

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.715%0Sep 11, 2026Visit
    20 Year Fixed6.875%6.997%0Sep 11, 2026Visit
    15 Year Fixed6.25%6.391%0Sep 11, 2026Visit
    10 Year Fixed6%6.193%0Sep 11, 2026Visit
    5 Year ARM6.25%6.896%0.375Sep 11, 2026Visit
    7 Year ARM6.625%6.953%0Sep 11, 2026Visit
    10 Year ARM6.625%6.992%1.125Sep 11, 2026Visit
    30 Year Fixed Jumbo6.875%6.968%0Sep 11, 2026Visit
    Visit USF FEDERAL CREDIT UNION's rates page

    Rate history

    Lowest daily rate USF FEDERAL CREDIT UNION advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join USF FEDERAL CREDIT UNION

    Anyone in the U.S. can join USF Federal Credit Union by becoming a member of the American Consumer Council for free during the enrollment process. Membership is also open to employees and members of numerous affiliated organizations, businesses, and government agencies in Florida.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    University of South Florida (students, alumni, faculty, staff), USF Health, USF Preschool for Creative Learning, USF - Tampa General Physicians, Tampa General Hospital, Moffitt Cancer Center, HCA Florida hospitals, Johns Hopkins All Children's Hospital, AdventHealth locations, Sarasota Memorial Hospital, City of Temple Terrace, Manatee County Government…
    Association / SEG
    American Consumer Council, USF Alumni Association
    Family of a member
    immediate family of USF CU members

    Where USF FEDERAL CREDIT UNION writes mortgages

    USF FEDERAL CREDIT UNION publishes mortgage lending in 1 state.

    Florida

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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