Home state: Tennessee
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    US COMMUNITY mortgage rates

    US COMMUNITY's lowest publicly advertised 30-year fixed rate today is 7.125% rate — the national average is 7.147%. That's about $2,139 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read US COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read US COMMUNITY's rates page on Nov 2, 2026.

    Today's rates from US COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%—Lender publishes rate only0Nov 2, 2026Visit
    20 Year Fixed6.99%—Lender publishes rate only0Nov 2, 2026Visit
    15 Year Fixed6.5%—Lender publishes rate only0Nov 2, 2026Visit
    10 Year Fixed6.99%—Lender publishes rate only0Nov 2, 2026Visit
    5 Year ARM6.75%—Lender publishes rate only0Nov 2, 2026Visit
    7 Year ARM6.875%—Lender publishes rate only0Nov 2, 2026Visit
    10 Year ARM7%—Lender publishes rate only0Nov 2, 2026Visit
    VA 30 Year Fixed7.375%—Lender publishes rate only0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%—Lender publishes rate only2.25Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join US COMMUNITY

    US Community Credit Union is open to anyone who lives, works, worships, or attends school in one of 14 counties in the Nashville, TN area, as well as members of the Friends of Monroe Carrell Jr. Children’s Hospital at Vanderbilt.

    Association / SEG
    Friends of Monroe Carrell Jr. Children’s Hospital At Vanderbilt
    County
    Davidson County, TN, Rutherford County, TN, Wilson County, TN, Williamson County, TN, Sumner County, TN, Cannon County, TN, Cheatham County, TN, Dickson County, TN, Hickman County, TN, Macon County, TN, Maury County, TN, Robertson County, TN…

    Where US COMMUNITY writes mortgages

    US COMMUNITY publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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