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    UNIVERSITY OF MICHIGAN mortgage rates

    UNIVERSITY OF MICHIGAN's lowest publicly advertised 30-year fixed rate today is 6.875% rate — the national average is 7.147%. That's about $26,316 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read UNIVERSITY OF MICHIGAN's rates every weekday, starting around 11 a.m. Central.

    We last read UNIVERSITY OF MICHIGAN's rates page on Nov 2, 2026. UNIVERSITY OF MICHIGAN dates its published rate sheet Sep 21, 2026.

    Today's rates from UNIVERSITY OF MICHIGAN

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%—Lender publishes rate only—Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    20 Year Fixed6.875%—Lender publishes rate only—Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    15 Year Fixed6.5%—Lender publishes rate only—Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    10 Year Fixed6.5%—Lender publishes rate only—Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    30 Year Fixed Jumbo7.125%—Lender publishes rate only—Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    20 Year Fixed Jumbo7%—Lender publishes rate only—Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    15 Year Fixed Jumbo6.875%—Lender publishes rate only—Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    10 Year Fixed Jumbo6.75%—Lender publishes rate only—Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join UNIVERSITY OF MICHIGAN

    University of Michigan Credit Union membership is open to all students, alumni, and active or retired employees of the University of Michigan, as well as their immediate family members.

    Employer
    University of Michigan
    Association / SEG
    University of Michigan Alumni, University of Michigan Students

    Where UNIVERSITY OF MICHIGAN writes mortgages

    UNIVERSITY OF MICHIGAN publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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