Home state: Missouri
    Lends in 1 state

    UNITED mortgage rates

    UNITED's lowest publicly advertised 30-year fixed rate today is 7.194% APR — the national average is 7.147%. We read UNITED's rates every weekday, starting around 11 a.m. Central.

    We last read UNITED's rates page on Nov 2, 2026.

    Today's rates from UNITED

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.194%—Nov 2, 2026Visit
    20 Year Fixed6.625%6.818%—Nov 2, 2026Visit
    15 Year Fixed7.25%7.615%—Nov 2, 2026Visit
    10 Year Fixed7.125%7.633%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.625%7.344%—Nov 2, 2026Visit
    FHA 15 Year Fixed6.375%7.371%—Nov 2, 2026Visit
    VA 30 Year Fixed6.625%6.806%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join UNITED

    Individuals who live or work in 16 specific Missouri counties, including Boone, Lincoln, and Randolph, are eligible to join with a $1.00 initial deposit.

    County
    Adair County, MO, Audrain County, MO, Boone County, MO, Callaway County, MO, Chariton County, MO, Howard County, MO, Lincoln County, MO, Linn County, MO, Macon County, MO, Marion County, MO, Monroe County, MO, Montgomery County, MO…

    Where UNITED writes mortgages

    UNITED publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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