Home state: Missouri

    UNITED mortgage rates

    UNITED's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track UNITED daily and refresh rates every morning.

    Today's rates from UNITED

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.938%Sep 11, 2026Visit
    20 Year Fixed6.75%6.99%Sep 11, 2026Visit

    Rate history

    Lowest daily rate UNITED advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join UNITED

    Individuals who live or work in 16 specific Missouri counties, including Boone, Lincoln, and Randolph, are eligible to join with a $1.00 initial deposit.

    County
    Adair County, MO, Audrain County, MO, Boone County, MO, Callaway County, MO, Chariton County, MO, Howard County, MO, Lincoln County, MO, Linn County, MO, Macon County, MO, Marion County, MO, Monroe County, MO, Montgomery County, MO

    Where UNITED writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with UNITED.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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