Today's rates from UNITED LOCAL
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.375% | 6.535% | 0 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.375% | 6.587% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 5.875% | 6.136% | 0 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.25% | 6.948% | 0 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.5% | 6.662% | 0 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7% | 7.099% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Jumbo | 7.375% | 7.537% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate UNITED LOCAL advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join UNITED LOCAL
United Local Credit Union is open to anyone who lives or works in Fresno, Madera, Merced, Kings, or Tulare Counties. Membership is also available to immediate family of current members and members of unions affiliated with the Central Labor Council in specific California counties.
Association / SEG
Central Labor Council affiliated unions, Retail Clerks from Fresno, Madera, Merced, Mariposa, Kings or Tulare counties
County
Fresno County, CA, Madera County, CA, Merced County, CA, Kings County, CA, Tulare County, CA
Where UNITED LOCAL writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with UNITED LOCAL.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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