Today's rates from UNITED LOCAL
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.5% | 6.661% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 6.375% | 6.586% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6% | 6.261% | — | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed | 6.375% | 7.075% | — | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed | 6.5% | 6.661% | — | Nov 2, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.351% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed Jumbo | 7.5% | 7.662% | — | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join UNITED LOCAL
United Local Credit Union is open to anyone who lives or works in Fresno, Madera, Merced, Kings, or Tulare Counties. Membership is also available to immediate family of current members and members of unions affiliated with the Central Labor Council in specific California counties.
Association / SEG
Central Labor Council affiliated unions, Retail Clerks from Fresno, Madera, Merced, Mariposa, Kings or Tulare counties
County
Fresno County, CA, Madera County, CA, Merced County, CA, Kings County, CA, Tulare County, CA
Where UNITED LOCAL writes mortgages
UNITED LOCAL publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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