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    Home state: California
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    Lends in 1 state

    UME mortgage rates

    UME's lowest publicly advertised 30-year fixed rate today is 6% — the national average is 6.88%. That's about $83,106 saved over the life of a $400,000, 30-year loan. We track UME daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from UME

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6%6.12%—Sep 8, 2026Visit
    15 Year Fixed6.375%6.578%—Sep 8, 2026Visit
    5 Year ARM5.5%5.616%—Sep 8, 2026Visit
    Visit UME's rates page

    Rate history

    Lowest daily rate UME advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join UME

    Anyone in the US can join UMe Credit Union by making a one-time $10 donation to the Burbank Arts & Education Foundation. Membership is also open to those who live, work, worship, or attend school in Burbank, CA.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Burbank Arts & Education Foundation
    City
    Burbank, CA

    Where UME writes mortgages

    UME publishes mortgage lending in 1 state.

    California

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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